Rates

Rates effective August 10, 2016

Savings, Checking, IRA
  Rate APY**
Prestige Checking
Average Daily Balance between $2,500 or more.
0.05% 0.05%
Kasasa Checking*
Balances up to $7,500 and balances over $7,500 earn 0.20% APY**
2.47% 2.50%
Kasasa Saver*
Balances up to $7,500 and balances over $7,500 earn 0.20% APY**
0.40% 0.40%
Shares & Clubs 0.05% 0.05%
IRA 0.05% 0.05%

* When Kasasa qualifications are not met, all balances earn 0.05% APY. The above Prestige Checking, Kasasa Checking, and Kasasa Saver rates will be paid August 31, 2016 and the next dividend declaration date is August 31, 2016. The above Share, Club and IRA rates were paid on June 30, 2016 and the next dividend declaration date is September 30, 2016. Illinois Community Credit Union membership is required.

Share Certificate Rates
Certificates Rate APY**
3 Month 0.10% 0.10%
5 & 6 Month 0.20% 0.20%
12 Month 0.30% 0.30%
18 Month 0.40% 0.40%
24 Month 0.60% 0.60%
30 Month 0.65% 0.65%
36 Month 0.90% 0.90%
48 Month 1.35% 1.36%
60 Month 1.60% 1.61%
IRA Certificates Rate APY**
12 Month 0.30% 0.30%
18 Month 0.40% 0.40%
24 Month 0.60% 0.60%
30 Month 0.65% 0.65%
36 Month 0.90% 0.90%
48 Month 1.35% 1.36%
60 Month 1.60% 1.61%

**The Annual Percentage Yield (APY) is the Credit Union's current rate as of August 10, 2016. The rate may change at anytime without notice. All certificates require a $1,000 minimum deposit, $500 if the Primary Member is under 20 years old. Illinois Community Credit Union membership is required.

Rates effective August 1, 2016

Auto & RV Rates
Term Options Up to 84 Months As Low As
Auto Loans 1.99% APR*
Motorcycle Loans 2.99% APR*
Recreational Vehicle Loans 3.74% APR*
Home Equity Rates
Term Options Up to 240 Months As Low As  
Fixed Rate Home Equity Loans 3.49% APR* 80% loan to value
Home Equity Line of Credit 4.50% APR** 80% loan to value
**Annual Percentage Rate (APR). Not all borrowers will qualify for the lowest interest rate. Your APR may change quarterly on the first day of January, April, July and October. Your APR will not increase or decrease more than 2% at each adjustment based on a current index plus a margin. The index is the Wall Street Journal Prime Rate and the margin ranges from 0% - 4%. However, your rate will not go below 4.5% during the term of the plan.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Rates and terms are subject to change without notice.
VISA Credit Cards
Fixed Rate and Rewards Earning As Low As
VISA Platinum (No Annual Fee) 8.90% APR*
VISA Platinum Plus (Reward Options, No Annual Fee) 9.90% APR*
Other Loans
Term Options Up to 60 Months As Low As
Personal Loans 6.99% APR*
Share and Certificate Secured Loans 3% over the Share and Certificate Rate

*The Annual Percentage Rate (APR) is the Credit Union's current rate as of August 1, 2016. Your rate may vary. Qualifications are based on an assessment of individual credit worthiness and our underwriting standards. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Call us at (815) 895-4541 for current rate, terms, and conditions. Illinois Community Credit Union Membership is required.

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