Rates effective April 1, 2022
Savings, Checking, IRA
Account |
Rate |
APY** |
Solutions Money Market
Rates on Average Daily Balances above $2,500 start at 0.20% APY.
View rate tiers. |
0.10% |
0.20% |
Prestige Checking
Average Daily Balance above $2,500¹ |
0.05% |
0.05% |
Shares & Clubs |
0.05% |
0.05% |
Kidz Klub Accounts**
Balances up to $2,500. Balances over $2,500 earn 0.05% APY** |
0.25% |
0.25% |
IRA |
0.05% |
0.05% |
¹ A fee is assessed each month that the Average Daily Balance falls below $2,500. Please refer to the Fee Schedule for additional information.
** Dividends are declared and paid Quarterly.
Share Certificate Rates
Certificates |
Rate |
APY** |
3 Month |
0.20% |
0.20% |
5 & 6 Month |
0.25% |
0.25% |
12 Month |
0.30% |
0.30% |
18 Month |
0.35% |
0.35% |
24 Month |
0.40% |
0.40% |
30 Month |
0.45% |
0.45% |
36 Month |
0.50% |
0.50% |
48 Month |
0.75% |
0.75% |
60 Month |
1.25% |
1.26% |
IRA Certificates |
Rate |
APY** |
12 Month |
0.30% |
0.30% |
18 Month |
0.35% |
0.35% |
24 Month |
0.40% |
0.40% |
30 Month |
0.45% |
0.45% |
36 Month |
0.50% |
0.50% |
48 Month |
0.75% |
0.75% |
60 Month |
1.25% |
1.26% |
The Annual Percentage Yield (APY) is the Credit Union's rate as of April 1, 2022. Minimum opening balance and minimum to obtain disclosed APY is $2,000. Not available to Public Funds and other Financial Institutions. Withdrawals may reduce earnings and are subject to an early withdrawal penalty. Fees may reduce earnings. Certificates automatically renew at maturity at the then current rate. Offer subject to change without notice. Illinois Community Credit Union membership is required.
**The Annual Percentage Yield (APY) is the Credit Union's current rate as of April 1, 2022. The rate may change at anytime without notice. All certificates require a $1,000 minimum deposit, $500 if the Primary Member is under 20 years old.
*** New money is defined as money currently on deposit at another financial institution.
¹ 13-Month Share and IRA Certificate requires a $5,000 minimum deposit to open.
Rates effective April 1, 2022
Auto Rates
Term Options Up to 84 Months |
As Low As |
Auto Loans |
1.99% APR* |
Motorcycle Loans |
3.99% APR* |
Classic Car Loans |
4.24% APR* |
RV Rates
Term Options Up to 120 Months |
As Low As |
Recreational Vehicle Loans |
4.25% APR* |
Home Equity Rates
Term Options Up to 240 Months |
As Low As |
LTV |
Fixed Rate Home Equity Loans |
5.00% APR* |
80% loan to value |
Home Equity Line of Credit |
4.50% APR** |
80% loan to value |
|
Visa® Credit Card Rates
Fixed Rate and Rewards Earning |
As Low As |
Visa Preferred Plus (No Annual Fee) |
9.90% APR* |
Visa Essentials® (No Annual Fee) |
16.90% APR* |
Payday Alternative Rates
Contact ICCU for Term Options |
As Low As |
Payday Alternative Loan |
24.99% APR* with direct deposit |
|
Other Loan Rates
Term Options Up to 60 Months |
As Low As |
Personal Loans |
5.49% APR* |
Share and Certificate Secured Loans |
3% over the Share and Certificate Rate |