Save money the easy way — automatically!

Automatically build your savings by linking your free Kasasa Saver® to your Kasasa Cash® or Kasasa Cash Back® account!

Saving is easy with Kasasa Saver®, your rewards are automatically transferred into your savings which earns up to  0.40% APY*.

  • 0.40% APY* on balances up to $7,500
  • 0.40% to 0.20% APY* on balances over $7,500 depending on account balance
  • 0.05% APY* if qualifications are not met on Kasasa Cash® or Kasasa Cash Back®
  • No minimum balance to earn rewards
  • No monthly service fee
  • FREE Online Banking and Bill Pay
  • FREE eStatements
  • FREE Teleservices (Teller 4500)
  • No minimum deposit to open
  • Automatic transfers of Kasasa Cash® or Kasasa Cash Back® rewards

It’s easy to earn rewards...

Just meet a few simple qualifications on your Kasasa Cash® or Kasasa Cash Back® account. Qualifying for your Kasasa Cash® or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. To earn your rewards, simply do the following activities and transactions in your Kasasa Cash® or Kasasa Cash Back® account each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in Online Banking

That’s all! Even if you don’t meet your qualifications one month, your Kasasa® accounts are still free. Plus, you’ll earn our base dividend rate on Kasasa Saver®. And you can get right back to earning your full rewards the following month! Join today to open an account and let ICCU put your money to work.

*Qualifications Information
Account transactions and activities may take one or more Business Days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit and credit card purchases processed by merchants and received by Illinois Community Credit Union as ATM transactions, and purchases made with non-Illinois Community Credit Union issued debit or credit cards.  “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

Reward Information
When your Kasasa Cash® or Kasasa Cash Back® account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the statement cycle:

Kasasa Saver®: Balances up to $7,500.00 receive APY of 0.40%; and balances over $7,500.00 earn 0.20% interest rate on the portion of balance over $7500.00, resulting in a range from 0.20% to 0.40% APY depending on the account's balance.

Kasasa Cash®: Balances up to $7,500.00 receive APY* of 2.50%; and balances over $7,500.00 earn 0.20% interest rate on the portion of balance over $7,500.00, resulting in a range from 0.20% to 2.50% APY depending on the account's balance.

Kasasa Cash Back®: 2.50% cash back on up to a total of $300.00 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle.

When Kasasa Cash® or Cash Back® qualifications are not met,

Kasasa Saver®: All balances earn 0.05% APY*.

Kasasa Cash®: All balances earn 0.05% APY*.

Kasasa Cash Back®: No cash back payments are made.

When linked to the Kasasa Saver® account, the dividends earned within the Kasasa Cash® account does not compound since it is automatically transferred to the Kasasa Saver® account the day after being credited to your Kasasa Cash® account. Consequently, when linked to Kasasa Saver®, and your Kasasa Cash® qualifications are met, balances up to $7,500.00 in your Kasasa Cash® account receive a non-compounding APY of 2.50%; and balances over $7,500.00 earn 0.20% interest rate on the portion of the balance over $7,500.00, resulting in a non-compounding range from 0.20% to 2.50% APY depending on the account s balance.

The Kasasa Saver® APYs may be less than the Kasasa Cash® APYs. APY = Annual Percentage Yield. APYs accurate as of 03/02/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrollment in online banking, receipt of electronic statements and twelve (12) Debit Card transactions which post and settle within the monthly qualification cycle are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit one (1) account per social security number. A Kasasa Cash® or Kasasa Cash Back® account is required to have a Kasasa Saver® account. A linked Kasasa Saver® account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact an Illinois Community Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa®, Kasasa Cash®, Kasasa Cash Back® and Kasasa Saver® are trademarks of BancVue, Ltd., registered in the U.S.A.

The convenient way to pay

With Illinois Community Credit Union’s VISA Debit Card, you can replace your checkbook, ATM card, and even the cash in your wallet for one easy, convenient way to pay. ICCU’s Debit Card works much like a credit card but links directly to your Kasasa Checking Account.  With just a swipe, you can use your Debit Card anywhere VISA is accepted, worldwide.

With ICCU’s VISA Debit Card, you can:

  • Use it online, in store, or over the phone
  • Access to your money 24 hours a day, wherever you are
  • Withdraw cash at any ATM*
  • Use it anywhere VISA is accepted, worldwide

To report a lost or stolen card, contact us at (815) 895-4541. After normal business hours, call (800) 472-3272 and select option 2.

Going on vacation? Let us know before you go!
If you are planning a trip out of town, and plan to use your debit or credit card, let us know before you leave. That way, your service will not be interrupted and you can continue to enjoy using your card while you are away.

*ATM machines not owned and operated by Illinois Community Credit Union may charge a fee for usage. This fee is from the ATM owner and not ICCU.

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