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Checking

Your Money, Your Way!

Our Classic Checking Account gives access to your money 24 hours a day on the go worldwide anywhere VISA is accepted and through the Allpoint nationwide ATM network. You’ll be able to utilize our mobile app to remote deposit checks and check your balance while on the go.

Features

  • Free VISA debit card
  • Access to Allpoint ATM network and ICCU ATMs
  • No account minimum
  • No maintenance fee
  • Free mobile app

The convenient way to pay

With Illinois Community Credit Union’s VISA Debit Card, you can replace your checkbook, ATM card, and even the cash in your wallet for one easy, convenient way to pay. ICCU’s Debit Card works much like a credit card but links directly to your Checking Account.  With just a swipe, you can use your Debit Card anywhere VISA is accepted, worldwide.

With ICCU’s VISA Debit Card, you can:

  • Use it online, in store, or over the phone
  • Access to your money 24 hours a day, wherever you are
  • Withdraw cash at any ATM*
  • Use it anywhere VISA is accepted, worldwide

To report a lost or stolen card, contact us at (815) 895-4541. After normal business hours, call (800) 472-3272 and select option 2.

Please be aware when using your debit card at a gas station, that often they will hold funds to ensure there are sufficient amounts to cover a transaction. This applies for selecting either credit or debit when paying.

Going on vacation? Let us know before you go!
If you are planning a trip out of town, and plan to use your debit or credit card, let us know before you leave. That way, your service will not be interrupted and you can continue to enjoy using your card while you are away.

*ATM machines not owned and operated by Illinois Community Credit Union or within the Allpoint network may charge a fee for usage. This fee is from the ATM owner and not ICCU.

Easy-To-Switch Kit

Welcome! Now that you’ve opened an account with Illinois Community Credit Union, we want to take the worry (and work) out of changing financial institutions.  Simply fill out these applications and return the signed forms to Illinois Community Credit Union.


STEP 1:   Complete the Direct Deposit Request Form (link below).  This form authorizes your employer to deposit the amounts you indicate into your ICCU account.

Direct Deposit Form


STEP 2: Transfer a part, or all, of your balances from your old financial institution.  Use the Authorization to Transfer Funds Form to transfer funds to ICCU (link below).

Transfer Funds Form


STEP 3:  Close your account at your former financial institution when all your outstanding checks and automatic debits have cleared.  Complete the Authorization to Close Account Form (link below), then destroy old checks, deposit tickets, ATM, and debit cards.

Close Account Form


Complete and return the signed forms to ICCU.  You can mail, fax, or email your forms.


Mail to:
Illinois Community Credit Union
ATTN: Support Services
508 W. State St.
Sycamore, IL  60178

Fax to:
(815) 895-9925
ATTN: Support Services

Email:
SupportServices@myiccu.org

If you have questions,  contact us by phone: (815) 895-4541

Even More locations to help you save!

Find a Surcharge-Free ATM

We’re here for your convenience! With the Allpoint ATM Network, we have greatly expanded your access to surcharge-free ATMs. Being a member at Illinois Community Credit Union allows you to use over 43,000 of these machines across the United States, and 55,000 across the world! Machines can be found inside Walgreens, CVS, Target and even more major retailers. Just look for the logo on any participating machine!

Allpoint Logo

Use your ICCU Debit Card at these machines to enjoy surcharge-free access when you are:

  • On Vacation.
  • Visiting friends and family out of state.
  • Or anytime you are just out of the area!

We have you covered! Click this link to see where the nearest Allpoint ATM by you is located. You can search by area or current location:

Find a Surcharge-Free ATM

Or, Download the Allpoint APP for iPhone, Android and Windows Devices wherever major apps are provided.

These ATMs will be in addition to the ones we have right here in our communities, to serve you here in the area. These machines are also free of charge to members of ICCU! A map can be found here with all dollar signs representing an ICCU surcharge-free ATM.

*ATM machines not owned and operated by Illinois Community Credit Union or within the Allpoint Network may charge a fee for usage. This fee is from the ATM owner and not ICCU.

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