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Teen Checking

Checking Accounts For Teens Ages 13-17 

Our Teen Checking Account is designed to give you experience with a checking account and debit card, and make it easy for you to start handling your finances. Have a part-time job? Your paycheck can be deposited directly into your account by your employer, or you can use the Remote Deposit feature on your Mobile App to deposit it using your smartphone.

Are you in?  Here’s the first step…

Do you have a Membership Share Account? If you do, simply come in to any of our three branches and we’ll help you open your checking account.

If not, you’ll need to open a Membership Share Account first. All that is required is a one-time deposit of $25 to establish your account.

Teen Savings

Our Prime Share Account establishes your membership. With a low minimum deposit*, this account grants you access to all of the benefits we have to offer.

No maintenance fees
Dividends begin to accrue right away**
Mobile App and free Online Banking
Free VISA debit card

*A minimum deposit of $25.00 is needed to open the Prime Share and must be maintained throughout the use of this account.
**Dividends accrue when balance is $100.00 and over.


Teen Checking

Here’s a checking account plan that features zero monthly fees and quick-cash convenience. And it’s FREE!

No minimum balance to earn rewards
No monthly service fee

Check out the details here!


Here are some FAQ’s:

Q. Who is eligible for an ICCU Teen Checking Account? Anyone from age 13 to 17 can open a checking account.

Q. Do I need a parent or guardian to open an account with me? No, you can come in alone and open an account.

Q. Do I need any identification to open an account? Please bring in your student ID.  IMPORTANT: All accounts need social security numbers.  Although we don't need your actual social security card, please know your number. 

Q. Do I need to be a member of ICCU? Yes, we do require membership in the credit union. You can do that easily by establishing a Share savings account. All we require is a one-time deposit of $25. You can do this at the same time you are setting up the checking account.

Q. What is the minimum opening deposit for an ICCU Teen Checking Account? There is no minimum deposit requirement for a Teen Checking account.

Q. How do I report a lost or stolen debit card ? You can call the number on the back of your debit card. You can also call our eBranch team at (815) 895-4541.

Q. As a parent or guardian, can I set up a recurring transfer to my child’s savings or teen checking account? Yes, absolutely.

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