Other Services

Have an account at a different financial institution and want to have transfer access? At Illinois Community Credit Union, now you can add another financial institution’s account so you can easily and conveniently transfer funds automatically or on demand.

Just follow these simple steps to get started.

Steps to Set Up an Account to Account Transfer:

1. Sign in to your account through Online Banking.
2. You must set up the external account (account that you will be transferring to/from). Click on the Bank IT tab. Click on Account to Account Transfers. Click on Manage Accounts and then click on Add New Account.
3. Once you complete step # 2, we’ll make two small deposits and one small withdrawal to the external account. When we do, check the outside institution’s account for the two deposits and the one withdrawal. (Note: The net of the two deposits and one withdrawal will equal $0.00).
4. Then, sign back in to ICCU’s Online Banking. Go back to the Bank IT tab, click on Account To Account Transfers, then click on Manage Accounts, and enter the amounts of the deposits and withdrawal. Once the outside account is confirmed, you’ll be able to setup an Account To Account transfer by clicking on Schedule Transfer under the Account To Account link.

For questions or help with setting up Account to Account Transfer, contact our call center at (815) 895-4541 or contact any of our 3 branches.

You can now automatically transfer funds from another financial institution to conveniently make payments on your Illinois Community Credit Union loan through ACH Transfers.

ACH Form

To get started, print the ACH Form and complete all required information, and then return the completed form to any one of our branches either in person, by fax, or by email.

• Please be aware that it may take up to 3 business days to process the first ACH Transfer and have the payment applied to your loan. After that, your payments will automatically be made each month on the regularly scheduled day that you chose.
• If the payment date falls on a Saturday, Sunday, or federal holiday your payment will be posted on the prior business day.  For example, if your payment is scheduled for the 15th, and that date is a Saturday, your payment will be posted to your account on the Friday the 14th.
• Make certain that you have enough money available at your other institution for the transfer to complete to avoid the hassle of returned payment and late payment fees.
• Do you want to change your payment date, payment amount, or the financial institution which you use to make your loan payment?  Just contact us and we will assist you in updating the transfer information.  Please be aware that it may take up to three business days for any changes to take effect, so allow plenty of time if you wish to make a change.

Sign up for Direct Deposit with Illinois Community Credit Union.

Now you can electronically receive your paycheck, social security payments, and any other reoccurring monthly payment right into your bank account.
And, it’s completely free.

• No trips to the branch
• Easy, secure, and convenient
• No waiting for checks to clear– funds are available immediately on payday

Want to enroll in Direct Deposit?
Signing up is easy. Just give your payroll ICCU’s routing number, 271989714 and bring it to work.

Saving is a no-brainer with Payroll Deductions from Illinois Community Credit Union. You can elect to have part of your paycheck automatically transferred into any savings account, Share Certificate, or investment you specify. It’s like putting your saving habits on autopilot.

• Free to all ICCU members
• Makes saving easy
• Increase or decrease payroll deduction amount any time

Want to sign up for Payroll Deduction? Visit any of our 3 branches and we will help you set up your payroll deduction automatically. 

What is Teller 4500?

Teller 4500 is ICCU’s telephone account access system that gives you 24 hour, seven day a week access to your accounts. Just simply call the system and Teller 4500 will walk you through your transactions right from the privacy of your home, office, or any other place you have access to a touch-tone phone.

With Teller 4500 you can:

• Check balances
• Transfer funds
• Verify check clearings
• Report a stolen card
• Stop payment on checks

Here's how to use Teller 4500

To access Teller 4500, call (815) 899-4500.

Steps to Follow

1. Enter your Member Number followed by the # sign.
2. Enter your Access Code followed by the # sign. Your initial Access Code will be the last four digits of the Primary member's social security number. For your protection, you should change your access code by following the system prompts when you first use Teller 4500.
3. Enter a Service Code followed by the # sign.

Teller 4500 Tips

• Remember to press the # sign after every entry.
• When Teller 4500 asks for your ACCOUNT number, do not key in your member number. Please refer to your Member Statement for account numbers.
• Transfers between Memberships (Cross Member Transfers) must be authorized by the credit union. Please visit any ICCU location to complete a Cross Member Transfer Authorization Form.

Wire transfers are a secure and fast way to electronically transfer funds domestically or internationally to a person, company, or financial institution. One of our Member Services Representatives can assist you with your wire transfer, but here is some information you can bring with you to one of our 3 locations.

Direct the incoming funds to be transferred to:

Receiving Institution ABA: 271987635
Receiving Institution Name: Alloya Federal Credit Union
Receiving Institution Address: 184 Shuman Blvd, Suite 400
Receiving Institution City, State, and Zip Code: Naperville, IL 60563

For further credit to:

Name: Illinois Community Credit Union
Account or ABA number: 271989714
Address: 508 West State Street
City, State, and Zip Code: Sycamore, IL 60178

For final credit to:

Name:
Member Number:
Street Address:
City, State, and Zip Code:

For wire transfers you send from your Illinois Community Credit Union account, requests received before 3:30 pm will be processed and sent to the designated recipient the same business day. Requests received after 3:30 pm will be sent the following business day. ICCU cannot guarantee when the receiving institution will deposit the wired funds into the recipient's account.