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VISA Credit Cards

Untangle your debt with an ICCU VISA Credit Card!

  • Low fixed rate of 8.9%, even on cash advances*
  • No fee to transfer balances

Did you know CardHolders can take advantage of fantasic VISA benefits? Get peace mind with the following auto-related perks! 

And new for 2021! ID Navigator powered by NortonLifeLock

No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can give you greater peace of mind. ID Navigator Powered by NortonLifeLock provides you with the tools to help keep you informed of potential threats to your identity so you can act quickly. The dark web is continuously patrolled for information that may belong to you, and you’re notified if it’s found. Should large-scale data breaches occur, NortonLifeLock will keep you informed. To help detect credit fraud, key changes to your credit file are monitored with One-Bureau Credit Monitoring.** And if your wallet is stolen, you’ll receive guidance to help cancel or replace credit cards, insurance identification and other key documents. Should you do become a victim of identity theft, a U.S.-based Identity Restoration Specialist will help guide you on the next steps to take to help resolve the issue. As a Visa cardholder, you will also have access to special discounts on other NortonLifeLock™ products.

*All Visa balance transfers are subject to approval and rate, terms and conditions are subject to change. Offer does not apply to refinances of existing Illinois Community Credit Union loans. Interest will start to accrue the same day of the balance transfer. Offer applies to consumer VISA credit card loans. Offer subject to change or be discontinued at any time without notice. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at (815) 895-4541 for current rates, terms, and conditions. Illinois Community Credit Union membership is required. APR is the Annual Percentage Rate and is based on your creditworthiness.

**Two requirements must be met to receive the One-Bureau Credit Monitoring feature: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file that contains sufficient credit history information. If these requirements are not met you will not receive credit features from Equifax. You will receive Credit Features once the verification process is successfully completed. Any credit monitoring from Equifax will take several days to begin after your successful plan enrollment. No one can prevent all identity theft. Phone alerts made during normal local business hours.

Choose from one of two great cards!


VISA Platinum Credit Card

Our VISA Platinum Credit Card offers a low APR and a ton of rewards from CURewards®. VISA Platinum offers:

  • EMV-chip security
  • Great low rates
  • No annual fee
  • No balance transfer fees
  • No Over-the-Credit limit fee
  • No cash advance fee
  • 25 day grace period on all purchases
  • Apple and Samsung Wallets
  • Card Protection via the myICCU Cards management app
  • Tap to pay technology (at participating merchants)

VISA Platinum Plus Credit Card

Enjoy all these great features and the ability to earn rewards based on your usage! 

To access your points for your Rewards program, log on to www.CURewards.com and register your VISA Platinum.

To set or change your PIN for your Credit Card, please call (866) 985-2273.


Shop Online Safely and Securely

Verified by VISA

ICCU’s VISA Credit Cards are protected by Verified by VISA, a security service that protects against unauthorized online transactions. The best part? It’s totally free. Just log on to Verified by VISA’s website and register.

Register Now

Important Numbers

To report a lost or stolen card, contact us at (800) 449-7728. For after hours, call (800) 472-3272 and select option 4.

Going on vacation? Let us know before you go!

If you’re planning a trip out of town, and plan to use your debit or credit card, let us know before you leave. That way, your service won’t be interrupted and you can continue to enjoy exceptional service while you’re away.

Apply for a credit card  View Rates

VISA Credit Card Disclosure

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