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Debt Protection

With Life Plus

Protecting your loan payments against death, disability, hospitalization, or involuntary unemployment could help protect your finances.*

There are 3 tiers of Life Plus coverage to choose from:

  • Life Plus Level 1:
    • If protected borrower passes away, Debt Protection may cancel your loan balance if you have an eligible loan.
    • If a 48-consecutive-hour hospital stay occurs, Debt Protection may cancel your loan payments if you have an eligible loan.
  • Life Plus & Disability
    • Level 1 coverage plus: If a covered disability due to injury or illness occurs to an employee who is actively working, this policy provides protected payment for 12 months up to a maximum of $12,000.
  • Life Plus with Disability and Involuntary Unemployment
    • Life Plus & Disability plus: If a covered job loss occurs to a permanent employee who is actively working, this policy provides protected payment for 6 months up to a maximum of $6,000.

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* Refer to the Member Agreement for a full explanation of terms and conditions.

Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any service charge paid. DP-3414704.1-0121-0423  CUNA Mutual Group ©2021, All Rights Reserved