Skip to main content
  • MyICCU

Home Loans

Helping to make your home dreams a reality

Refinance your current home loan from another provider or purchase that new home with a Home Loan from ICCU. Fixed rate loans for up to 30 years with up to 90% loan-to-value (LTV)* financing for purchases and/or refinances.


  • Fixed rates
  • PMI (private mortgage insurance) not required when lending over 80% LTV
  • Low closing costs
  • No application fees
  • ITIN lending available
  • In-house decision making and loan servicing
  • Community-based lending

Apply & Get Approved Today  View Home Loan Rates

A $150,000.00 with a180-month term at 4.509% APR would have an estimated monthly payment of $1,148.55.

* Illinois Community Credit Union membership required. Loan qualification is based on assessment of applicant’s credit worthiness and our underwriting standards. Your interest rate and corresponding APR may be higher than the published rate. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice. Contact the credit union for current rates, terms, and conditions. Minimum amount to finance of $30,000 necessary to consider a term of 120-months or greater. Full coverage insurance required with deductible not to exceed $1,000. Illinois Community Credit Union to be the lien holder of record. Marine Craft for personal use only. No commercial use. No Salvage, Rebuilt, nor Flood titles nor Straw purchases. Contact the Credit Union for full details.