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Auto Loans

New & Used • Classic Cars • First-Time Buyer

Whether you have years of experience with auto buying, or you’re looking to take the leap for the first time, ICCU has the rates, terms, and support you’re looking for.

BENEFITS & FEATURES

Make a down-payment and get a rate discount

Apply & Get Pre-Approved Today  View Auto Loan Rates  



  * Maximum amount for cash back is $300; GAP/MRC not included in 1%. The minimum loan amount is $15,000. Vehicle requirements: 2015 or newer model year. Maximum loan term 84 months on qualifying loan amounts. Terms subject to underwriting qualification. Offer does not apply to refinancing of existing Illinois Community Credit Union loans. Cash back is deposited into the primary share savings account upon successful loan funding and completed title documentation. Membership in Illinois Community Credit Union is required. The loan qualification is based on an assessment of credit worthiness and our underwriting standards. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice. Inquire about our current rates, terms, and conditions.  

Payment example: A $40,000 loan with a 72-month term at 3.74% APR would have an estimated monthly payment of $622.08.

* Illinois Community Credit Union membership required. Loan qualification is based on assessment of applicant’s credit worthiness and our underwriting standards. Your interest rate and corresponding APR may be higher than the published rate. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice. Contact the credit union for current rates, terms, and conditions. Minimum amount to finance of $30,000 necessary to consider an 84-month term. Full coverage vehicle insurance required with deductible not to exceed $1,000. Illinois Community Credit Union to be the lien holder of record. Vehicles for personal use only. No commercial use vehicles. No Salvage, Rebuilt, nor Flood titles nor Straw purchases. Contact the Credit Union for full details.