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Help limit the cost of unforeseen vehicle repairs with a Mechanical Repair Coverage (MRC) protection policy.
MRC is available for current vehicles and those up to 15 model years old. There are three levels of coverage to choose from depending on the vehicle’s make, model, mileage, and equipment
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1 Not every deductible option is available for all MRC Coverage Plans or Terms.
2 Only when a covered breakdown occurs 100 miles or more from home. (Not available to NY residents.)
3 Full refund available only if coverage is unused in the first 60 days. If used or canceled after 60 days, refund is prorated less administrative fee. Cancelation administrative fees vary by state.
Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. Excluding Vehicles used for: Government or emergency services • Salvage or rebuilt titled vehicles • Trucks rated more than 1 ton • Motor Homes • Motorcycles • Non-U.S. Specification Vehicles • Modified Vehicles (except for Lift Kit / Leveling Kit & and Mobility equipment) • Exotic Vehicles (e.g. Nissan GTR, Maserati, Bentley, Ferrari, Lamborghini, etc.) • General maintenance is not covered under any plan type • Pre-existing conditions (condition that existed prior to the purchase of the contract/policy) • Aftermarket items • Other exclusions as listed in the contract/policy • Gold and Silver levels of coverage: any system or component not specifically listed on the contract/policy. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. MRC-3414719.1-0121-0423 CUNA Mutual Group ©2021, All Rights Reserved
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