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MRC

Mechanical Repair Coverage

Help limit the cost of unforeseen vehicle repairs with a Mechanical Repair Coverage (MRC) protection policy.

MRC is available for current vehicles and those up to 14 model years old. There are three levels of coverage to choose from depending on the vehicle’s make, model, mileage, and equipment

  • Platinum: Mileage at time of purchase 80,000 or less. Available deductibles of $0, 100, $250, or $500.
  • Gold: Mileage at time of purchase 100,000 miles or less. Available deductibles of $0, $100, $250, of $500.
  • Silver: Mileage at time of purchase 150,000 miles or less. Available deductibles are $100, $250, or $500.  

Coverage Features:

  • Limit repair costs to your deductible, if any.
  • Choose your deductible1: $0, $100, $250 or $500
  • Rental reimbursement up to $35/day for five days from day one
  • 24-hour emergency roadside assistance up to $100 per occurrence. Includes towing, battery jumpstart, fluid delivery, flat tire assistance, and lock-out service.
  • Travel expense reimbursement up to $200/day for one to five days for food, lodging, and transportation expenses2.
  • Good at any authorized repair facility in the US or Canada.
  • No out-of-pocket expense except any deductible. Plan pays the repair facility directly.
  • Transferable to increase resale value only if sold privately. Subject to transfer service charge.
  • Cancel for full refund within 60 days3

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1 Not every deductible option is available for all MRC Coverage Plans or Terms.
2 Only when a covered breakdown occurs 100 miles or more from home. (Not available to NY residents.)
3 Full refund available only if coverage is unused in the first 60 days. If used or canceled after 60 days, refund is prorated less administrative fee. Cancelation administrative fees vary by state.

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. MRC-3414719.1-0121-0423  CUNA Mutual Group ©2021, All Rights Reserved