Rates effective July 1, 2022
Savings, Checking, IRA
Account |
Rate |
APY** |
Solutions Money Market
Rates on Average Daily Balances above $2,500 start at 0.20% APY.
View rate tiers. |
0.20% |
0.20% |
Prestige Checking
Average Daily Balance above $2,500¹ |
0.05% |
0.05% |
Shares & Clubs |
0.05% |
0.05% |
Kidz Klub Accounts**
Balances up to $2,500. Balances over $2,500 earn 0.05% APY** |
0.25% |
0.25% |
IRA |
0.05% |
0.05% |
¹ A fee is assessed each month that the Average Daily Balance falls below $2,500. Please refer to the Fee Schedule for additional information.
** APY = Annual Percentage Rate. Dividends are declared and paid Quarterly.
Share Certificate Rates
Special Certificates3 |
Rate |
APY1 |
11 Month |
2.00% |
2.02% |
25 Month |
2.25% |
2.27% |
39 Month |
2.75% |
2.79% |
Certificates2 |
Rate |
APY1 |
3 Month |
0.20% |
0.20% |
5 & 6 Month |
0.25% |
0.25% |
12 Month |
0.30% |
0.30% |
18 Month |
0.35% |
0.35% |
24 Month |
0.40% |
0.40% |
30 Month |
0.45% |
0.45% |
36 Month |
0.50% |
0.50% |
48 Month |
0.75% |
0.75% |
60 Month |
1.25% |
1.26% |
IRA Certificates2 |
Rate |
APY1 |
12 Month |
0.30% |
0.30% |
18 Month |
0.35% |
0.35% |
24 Month |
0.40% |
0.40% |
30 Month |
0.45% |
0.45% |
36 Month |
0.50% |
0.50% |
48 Month |
0.75% |
0.75% |
60 Month |
1.25% |
1.26% |
Rates effective July 1, 2022
Auto Rates
Term Options Up to 84 Months |
As Low As |
Auto Loans |
2.19% APR* |
Motorcycle Loans |
3.24% APR* |
Classic Car Loans |
2.44% APR* |
RV Rates
Term Options Up to 120 Months |
As Low As |
Recreational Vehicle Loans |
4.25% APR* |
Home Equity Rates
Term Options Up to 240 Months |
As Low As |
LTV |
Fixed Rate Home Equity Loans |
4.75% APR* |
80% loan to value |
Home Equity Line of Credit |
4.50% APR** |
80% loan to value |
|
Visa® Credit Card Rates
Fixed Rate and Rewards Earning |
As Low As |
Visa Preferred Plus (No Annual Fee) |
9.90% APR* |
Visa Essentials® (No Annual Fee) |
16.90% APR* |
Payday Alternative Rates
Contact ICCU for Term Options |
As Low As |
Payday Alternative Loan |
24.99% APR* with direct deposit |
|
Other Loan Rates
Term Options Up to 60 Months |
As Low As |
Personal (Freedom) Loans |
5.49% APR* |
Share- and Certificate-Secured Loans |
3% over the Share and Certificate Rate |