Rates effective August 1, 2018
Savings, Checking, IRA
|
|
Rate |
APY** |
Prestige Checking
Average Daily Balance above $2,500¹ |
0.05% |
0.05% |
Kasasa Cash Checking*
Balances up to $25,000. Balances over $25,000.00 earn 0.20% APY** |
2.47% |
2.50% |
Kasasa Saver*
Balances up to $7,500. Balances over $7,500 earn 0.20% APY** |
0.40% |
0.40% |
|
Shares & Clubs |
0.05% |
0.05% |
Kidz Klub Accounts**
Balances up to $2,500. Balances over $2,500 earn 0.05% APY** |
0.25% |
0.25% |
|
IRA |
0.05% |
0.05% |
¹ A fee is assessed each month that the Average Daily Balance falls below $2,500. Please refer to the Fee Schedule for additional information.
* When Kasasa qualifications are not met, all balances earn 0.05% APY.
** Dividends are declared and paid Quarterly. The next dividend declaration date is December 31, 2017.
Share Certificate Specials
|
Certificates |
Rate |
APY** |
|
11 Month Special* |
1.25% |
1.26% |
|
15 Month Special¹ (new money only***) |
2.00% |
2.02% |
|
25 Month Special* |
2.50% |
2.53% |
|
39 Month Special* |
2.50% |
2.53% |
|
59 Month Special* |
2.75% |
2.78% |
Share Certificate Rates
|
Certificates |
Rate |
APY** |
|
3 Month |
0.30% |
0.30% |
|
5 & 6 Month |
0.50% |
0.50% |
|
12 Month |
0.75% |
0.75% |
|
18 Month |
1.00% |
1.00% |
|
24 Month |
1.15% |
1.16% |
|
30 Month |
0.65% |
0.65% |
|
36 Month |
1.35% |
1.36% |
|
48 Month |
1.50% |
1.51% |
|
60 Month |
2.00% |
2.02% |
|
IRA Certificates |
Rate |
APY** |
|
12 Month |
0.75% |
0.75% |
|
18 Month |
1.00% |
1.00% |
|
24 Month |
1.15% |
1.16% |
|
30 Month |
0.65% |
0.65% |
|
36 Month |
1.35% |
1.36% |
|
48 Month |
1.50% |
1.51% |
|
60 Month |
2.00% |
2.02% |
The Annual Percentage Yield (APY) is the Credit Union's rate as of January 3, 2018. Minimum opening balance and minimum to obtain disclosed APY is $2,000. Not available to Public Funds and other Financial Institutions. Withdrawals may reduce earnings and are subject to an early withdrawal penalty. Fees may reduce earnings. Certificates automatically renew at maturity at the then current rate. Offer subject to change without notice. Illinois Community Credit Union membership is required.
**The Annual Percentage Yield (APY) is the Credit Union's current rate as of January 3, 2018. The rate may change at anytime without notice. All certificates require a $1,000 minimum deposit, $500 if the Primary Member is under 20 years old.
*** New money is defined as money currently on deposit at another financial institution.
¹ 15-Month Share and IRA Certificate requires a $5,000 minimum deposit to open.
Rates effective August 1, 2018
Auto Rates
|
Term Options Up to 84 Months |
As Low As |
|
Auto Loans |
2.49% APR* |
|
Motorcycle Loans |
3.74% APR* |
|
Classic Car Loans |
3.74% APR* |
RV Rates
|
Term Options Up to 120 Months |
As Low As |
|
Recreational Vehicle Loans |
3.99% APR* |
Home Equity Rates
|
Term Options Up to 240 Months |
As Low As |
|
|
Fixed Rate Home Equity Loans |
5.00% APR* |
80% loan to value |
|
Home Equity Line of Credit |
4.50% APR** |
80% loan to value |
|
|
VISA Credit Cards
|
Fixed Rate and Rewards Earning |
As Low As |
|
VISA Platinum (No Annual Fee) |
8.90% APR* |
|
VISA Platinum Plus (Reward Options, No Annual Fee) |
9.90% APR* |
Other Loans
|
Term Options Up to 60 Months |
As Low As |
|
Signature Loans |
7.49% APR* |
|
Share and Certificate Secured Loans |
3% over the Share and Certificate Rate |