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Savings Rates

Rates effective February 1, 2024

Savings, Checking, IRA
Account Rate APY**
Platinum Checking 0.10% 0.10%
Shares & Clubs 0.05% 0.05%
Kidz Klub Accounts**
Balances up to $2,500. Balances over $2,500 earn 0.05% APY**
0.25% 0.25%
IRA 0.05% 0.05%
Platinum Money Market
Tier Rate APY**
$0-$2,500 0.00% 0.00%
$2,500.01 - $10,000 1.90% 1.92%
$10,000.01 - $25,000 2.00% 2.02%
$25,000.01 - $50,000 2.15% 2.17%
$50,000.01 - $100,000 2.25% 2.27%
$100,000.01- $250,000 2.40% 2.43%
$250,000+ 3.00% 3.04%

** APY = Annual Percentage Rate. Dividends are declared and paid monthly.

Solutions and Business Money Market
Tier Rate APY**
$0-$2,500 0.00% 0.00%
$2,500.01 - $10,000 1.40% 1.41%
$10,000.01 - $25,000 1.50% 1.51%
$25,000.01 - $50,000 1.65% 1.66%
$50,000.01 - $100,000 1.75% 1.76%
$100,000.01- $250,000 1.90% 1.92%
$250,000+ 2.50% 2.53%

** APY = Annual Percentage Rate. Dividends are declared and paid monthly.

Share Certificate Rates
Special Certificates Rate APY1
11 Month 4.75% 4.86%
Certificates2 Rate APY1
3 Month 0.20% 0.20%
5 & 6 Month 0.25% 0.25%
12 Month 0.30% 0.30%
18 Month 0.35% 0.35%
24 Month 0.40% 0.40%
30 Month 0.45% 0.45%
36 Month 0.50% 0.50%
48 Month 0.75% 0.75%
60 Month 1.25% 1.26%
IRA Certificates2 Rate APY1
12 Month 0.30% 0.30%
18 Month 0.35% 0.35%
24 Month 0.40% 0.40%
30 Month 0.45% 0.45%
36 Month 0.50% 0.50%
48 Month 0.75% 0.75%
60 Month 1.25% 1.26%

1 The Annual Percentage Yield (APY) is the Credit Union's rate, and may change anytime without notice. Not available to Public Funds and other Financial Institutions. Withdrawals may reduce earnings and are subject to an early withdrawal penalty. Fees may reduce earnings. Certificates automatically renew at maturity at the then current rate. Offer subject to change without notice. Illinois Community Credit Union membership is required.

2 All certificates require a $1,000 minimum deposit or $500 if the Primary Member is under 20 years old.