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Savings Rates

Rates effective August 1, 2022

Savings, Checking, IRA
Account Rate APY**
Prestige Checking
Average Daily Balance above $2,500¹
0.05% 0.05%
Shares & Clubs 0.05% 0.05%
Kidz Klub Accounts**
Balances up to $2,500. Balances over $2,500 earn 0.05% APY**
0.25% 0.25%
IRA 0.05% 0.05%
Money Market
Tier Rate APY**
$0-$2,500 0.00% 0.00%
$2,500.01 - $10,000 0.50% 0.50%
$10,000.01 - $25,000 0.65% 0.65%
$25,000.01 - $50,000 0.75% 0.75%
$50,000.01 - $100,000 0.85% 0.85%
$100,000 and Above 0.95% 0.95%

¹ A fee is assessed each month that the Average Daily Balance falls below $2,500. Please refer to the Fee Schedule for additional information.
** APY = Annual Percentage Rate. Dividends are declared and paid Quarterly.

Share Certificate Rates
Special Certificates3 Rate APY1
11 Month 2.00% 2.02%
25 Month 2.25% 2.27%
39 Month 2.75% 2.79%
Certificates2 Rate APY1
3 Month 0.20% 0.20%
5 & 6 Month 0.25% 0.25%
12 Month 0.30% 0.30%
18 Month 0.35% 0.35%
24 Month 0.40% 0.40%
30 Month 0.45% 0.45%
36 Month 0.50% 0.50%
48 Month 0.75% 0.75%
60 Month 1.25% 1.26%
IRA Certificates2 Rate APY1
12 Month 0.30% 0.30%
18 Month 0.35% 0.35%
24 Month 0.40% 0.40%
30 Month 0.45% 0.45%
36 Month 0.50% 0.50%
48 Month 0.75% 0.75%
60 Month 1.25% 1.26%

1 The Annual Percentage Yield (APY) is the Credit Union's rate as of July 1, 2022, and may change anytime without notice. Not available to Public Funds and other Financial Institutions. Withdrawals may reduce earnings and are subject to an early withdrawal penalty. Fees may reduce earnings. Certificates automatically renew at maturity at the then current rate. Offer subject to change without notice. Illinois Community Credit Union membership is required.

2 All certificates require a $1,000 minimum deposit or $500 if the Primary Member is under 20 years old.

3 Special certificates require a $2,000 minimum deposit of new money to open. New money is defined as money currently on deposit at another financial institution.