Your deposits at ICCU are safe and secure Like many financial institutions, ICCU is federally insured. But unlike most banks, deposits at ICCU are insured beyond the initial NCUA limit of $250,000 by Excess Share Insurance. ICCU can work with you to arrange for your deposits to be 100% insured regardless of amount in most cases. If we can be of assistance to you in structuring and insuring large deposits, please contact your branch manager. No matter how much money you have on deposit with ICCU, your money is safe and secure.